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We aim to be the most respected financial services firm in the world, serving corporations and individuals in more than 100 countries.
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[00:00:00.17] Finding new ways to reach customers across online and in-store channels can lead to a 1.5 times increase in their spending. So how can decision makers use data to be sure their business is on the right path?
[00:00:14.67] [MUSIC PLAYING]
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[00:00:14.84] Text: How data can empower you to navigate the business landscape. J.P. Morgan Payments.
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[00:00:20.51] In-store shopping used to be limited to just what was on the shelf, but now online shopping means customers have nearly limitless options. Ultimately, business leaders need to meet customers where they are to support every step of the shopping adventure.
[00:00:34.08] Creating a seamless experience between digital and physical channels, especially when the data revealed that some retail customers spend 1.5 times more when shopping across both. To create a clear roadmap for success, powerful customer insights are key.
[00:00:50.00] At JPMorgan Payments, we process almost $10 trillion in daily transactions, which is enough to buy 56 billion hiking boots in one day. The customer insight solution equips businesses with analytics around where, when, and how customers are buying their products.
[00:01:07.20] In fact, that's how they help develop a new holiday sales strategy for an outdoor retailer looking to climb higher in a nearly $28 billion industry.
[00:01:16.69] We discovered that most customers made their first purchase in-store, even though 75% of those customers made all subsequent purchases online.
[00:01:27.10] JPMorgan's Customer Insights also revealed the holiday shopping spike, with 40% of sales from new customers occurring from late October to December, concentrated in just a few cities.
[00:01:38.99] Combining the two insights, the company was able to open pop-up shops in cities with high digital sales and no physical stores to expand their customer base. They then offered in-store shoppers a coupon for their next online purchase.
[00:01:53.57] The result, A 30% sales boost and an expanded customer base.
[00:01:58.16] No matter what business you're in, understanding where your customers are can help you reach them and your goals.
[00:02:05.11] If you're in search of a trusted sherpa for your payments needs, turn to JPMorgan Payments API first infrastructure and robust end-to-end payments solutions.
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[00:02:15.08] J.P. Morgan.com
J.P. Morgan Payments Customer Insights equips businesses with analytics around where, when and how people are buying their products. The intersection of physical and digital shopping has converged, and facilitating online and in-store cross-channel support can lead to an increase in customer spending. Our behavior data and insights can help create a seamless “phygital” experience that delivers for shoppers.
*Future capabilities of Customer Insights are under development; features and timelines are subject to change at the Bank’s sole discretion.
© 2024 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured. Non-deposit products are not FDIC insured. The statements herein are confidential and proprietary and not intended to be legally binding. Not all products and services are available in all geographical areas. Visit HYPERLINK "https://www.jpmsec.cc/disclosures/payments" jpmsec.cc/paymentsdisclosure for further disclosures and disclaimers related to this content.
Payments
The biggest commerce advantage is hiding in your payment stack
Payments intelligence is redefining commerce, offering merchants real-time insights to anticipate customer needs and optimize transactions.
0:40 - Payments
Detect account takeover before it hits
Jun 22, 2026
Behavioral monitoring catches what authentication can't. With J.P. Morgan Payment Control Center, you can spot suspicious payments before they clear.
0:42 - Payments
Your fraud-prevention posture is a business decision—and it should evolve like one
Jun 22, 2026
Every checkout flow, authentication step and refund policy is a door you’ve chosen to size. The question is whether you’re still sizing those doors right.
0:35 - Payments
Jun 22, 2026
Business email compromise exploits the most vulnerable point in any payment system: human trust. Validation Services from J.P. Morgan Payments helps close the gap and helps you catch changes before funds move with near real-time, AI-powered account verification.
0:37 - Payments
Deepfake fraud is evolving fast—here’s how to protect your payments
Jun 22, 2026
Deepfake fraud is targeting payment processes with growing sophistication, and defending against it requires layered technology and a culture of verification.
0:41 - Payments
When ransomware takes your defenses offline, what's left?
Jun 17, 2026
Ransomware doesn’t just encrypt your data—it creates a window where fraud defenses go dark. When your controls live on infrastructure separate from your own, they can keep working.
Payments
Payments Modernization for Global Impact: Opportunities for Multilateral Development Banks
Jun 10, 2026
Ongoing technological and macroeconomic shifts have led Multilateral Development Banks (MDBs) to reevaluate their operational strategies to emphasize resilience, crisis-readiness, and systems preparedness.
Payments
Beyond the stadium: Where fans go, spend follows
Jun 04, 2026
How payment data from major sporting and entertainment events reveals where, when, and how fans spend, and what it means for merchants preparing for a global soccer event.
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